Start With A Trainee Executive

When I was appointed as an employee, I have received a letter that I have to undergo an Executive Trainee Program for a period of ninth monts. About 60 new executives were appointed. Most of the months we were at the Head Office, attended lectures and solved many case studies.

We learnt everything about the bank operations. Since the bank’s core business is loan activities, much of the times we learnt about loan management. This includes loan enquiry, how to process a loan, loan approval, loan drawdown and loan collection. In loan processing, we learnt about preparing cash flow, calculating NPV (net present value), IRR (internal rate of return). In relation to loan processing/loan appraisal we learnt about reading and preparing balance sheet and income statement.

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