My Experience as Research Officer

When your training was towards the end of 9th months, each executive trainee was given a chance to choose a department or branch he preferred to work. I chosed to work in Research Department. Until today, I still do not understand why I chose the department. Since I don’t have any experience in banking operation, I should not choose the reseach division as my first choice.

I did remember my first assignment was to prepare a bulletin on soya bean. The bulletin would be distributed to all bank pertanian branches as a guideline to credit officers when entertained potential customers who wanted to get loan to finance soya bean crop. Among the contents of the bulletin were yield per acre, viability, profitability, cash flow analysis, market potential, technical analysis and management.

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